I love it but can't use the inner pads for comfort due to the size being too tight on the chest. Luckily, I have triple curve plates, so it is still really comfortable, but warming layers tend to restrict my breathing too much for my preference. I recommend waiting until they introduce cummerbund options or an adapter for the velcro cummerbund before purchasing this if you like the QD clips on the side. I will invest in the velcro for now, but I want to have the QD to wear it with confidence near water.